Use Heat Lamps for Your Pets and Animals with Caution

Every year, dozens of pets and farm animals are killed after heat lamps that are meant to keep them warm during cold periods catch fire. Besides the ...

5 Tips for a Safer New Year for Your Family

As we ring in the new year, one of your resolutions for the year should be to improve safety for you and your family. There are many things we can all do better in terms of ensuring that we are safe and that our home and valuables are protected. This year we offer up these five actions you can take to help reduce the chances of one of your family members or a house guest getting hurt, and to see your possessions are well protected. Remember, too, that after the New Year, robbers are on the prowl, looking for opportunities to make off with the new stuff you got for Christmas.

New Michigan Distracted Driving Law in Effect

Gov. Gretchen Whitmer has signed into law a bill making it illegal to hold and use a mobile electronic device while operating a motor vehicle in Michigan. With the bill signing, Michigan becomes the 26th state in the U.S. to establish hands-free driving laws.

How to Take a Helpful Home Inventory

Would you be able to list everything that was damaged, destroyed or lost in your house or apartment if you had to file a claim with your insurance company? Trying to remember everything as you are dealing with the mental trauma of your abode being destroyed is not an easy task. You would have a thousand things on your mind, like finding your most important personal documents and family heirlooms, in addition to trying to arrange a place to live. But you can avoid this potential distress – and the risk of your insurer disputing or not paying the claim – by preparing a detailed home inventory. More than 75% of U.S. homeowners don't have an inventory, according to the National Association of Insurance Commissioners. And of those who do have one, they generally don't keep their records up to date. Having a home inventory can make filing a claim much easier, and it increases the chances the getting the claim paid, too. Also, if you prepare an inventory, it will help you assign value to your possessions, which in turn can help you and the insurer decided how much insurance you actually need. It may sound like a daunting task to just get started, but fortunately TWS Home Inventory and Asset Management Group has created this handy list to help you take stock of your stuff.

Fender-benders: 4 Tips to Help Protect Yourself

It can easily happen … you misjudge the space when making a turn in close traffic or in a parking lot and you tap another car’s rear bumper. The other driver gets out his car and appears unhurt. He inspects the bumper and says, “Let’s just forget about it.”

Halloween Safety Tips

Halloween is probably right up there for children’s favorite day of the year. After all, they get to dress up as spooky creatures or their favorite characters from TV shows or movies, and to collect bags of candy.

Tips to Help Avoid SUV Rollovers

Despite gas prices, SUVs are still king of America’s roads, but while they do offer more protection in a crash, they also come with significant risks that are not associated with sedans and smaller passenger vehicles.

When Preparing for Disaster, Don't Forget Your Assets

In anticipation of a disaster, people generally take precautions and prepare their home accordingly. But what about their financial affairs? These, too, are susceptible to disasters. However, with careful planning and foresight, you can protect both your home and your valuable financial information from being lost or destroyed.

Preventing Financial Loss Before, During and After a Remodel

A home remodeling project is something most homeowners will tackle at some point. Regardless of the magnitude of the upgrade, you can minimize your risk of financial loss by making sure the right insurance is in place before and after the work takes place.

A Guide to Figuring Out How Much Life Insurance You Need

Unpredictable job and investment markets make it difficult to determine how much life insurance to buy. The standard formulas for buying coverage to match a specific percentage of income are often inadequate and fail to take individual circumstances into account.

Tips for Staying Healthy in College

Going to college is an exciting time in a young person’s life. It is a time for gaining new knowledge and experiences, both inside and outside the classroom. Here are a few pointers for college students on staying safe and healthy.

School Bus Safety Reminders

As a brand new school year begins, thousands of students will again be boarding the bus to head to school. The U.S. Department of Transportation's National Highway Traffic Safety Administration (NHTSA) reminds parents, students and motorists all to be alert and to put safety first in school zones and near school bus stops.